As of October 1, 2025, after 20 years, we rebranded our company from American Pacific Reverse Mortgage Group to APM Retirement Lending!
We wanted to acknowledge the changes to our industry and our company that have broadened the offerings for our clients.
- We still have 7 general categories of Reverse Mortgages for different client needs.
- There are now 2 Traditional HELOC (Home Equity Line of Credit) Products that are specifically designed for the Senior Client.
- We have always had Traditional Fixed Rate loans as an option as well.
With 10 categories of products to help a client get through retirement without running out of money, we focus on the best options.
Steps to Obtain a Reverse Mortgage
Step 1
Education & Research
Consultation to evaluate each option available
Step 2
Counseling
Secondary checkpoint to confirm a Reverse Mortgage is right for you
Step 3
Application
Can be done in person with a Reverse Mortgage Specialist or via mail
Step 4
Appraisal & Escrow
Determination of value of home
Step 5
Underwriting
Document review process
Step 6
Closing
Final approval with purchase loans typically recorded and funded within two business days
Success Stories
SCCU Reverse Mortgage
Member Situation A Sierra Central CU Member’s (Sandy) home burnt down in Camp Fire in 2018. Sandy is over 62 years old and inquired about a reverse mortgage through the Paradise branch to pay off the construction loan that was …
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Ms. Katz
True Story… Ms. Kat was walking along the River Walk one sunny day. She suddenly tripped on thecobblestone and fractured her pelvic bone leaving her unable to work for several months. She wasstarting to heal from her fall and contracted …
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Des
Working because they want to, not because they have to…. Our clients had one of them retired and busy with things around the house, and his wife was working for DoorDash so that they could have spending money. In reality, …
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Bill and Dee B.
Bill and Dee B. purchased a home in a 55+ HOA in Auburn, CA. Dee unexpectedly passed (at a young age of 73) just a few short months after the purchase of their forever home. With the loss of Dee’s …
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